Author: admin

Since its inception about fifty years ago, D&O insurance has evolved into a family of products responding differently to the needs of publicly traded companies, privately held businesses and not-for-profit entities and their respective board members, officers and trustees. Directors’ & Officers’ Liability, Executive Liability or Management Liability insurance are…

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Let’s face it, insurance is a dirty word and one that strikes fear and trepidation into the hearts of many young drivers and their parents purely and simply because of two main facts: 1. You HAVE to have insurance to drive. Without it you are committing a crime and if…

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Where did insurance come from? Before there were large companies, insurance was handled within a community. If a person needed something in a community or a person had a disaster, the rest of the community would band together and provide for that person what was difficult for them to do…

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1. How to determine the value of “total loss.” Most companies will tell you that they use at least three methods or schemes to determine the actual totaled vehicle’s value, including value books, computer-generated quotes from dealers, and local market research. In this case, you will probably think that local…

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